Red Light Method
3
SBA Loans
$1.2M
Total Financed
$389K
Avg Loan Size
—
YoY Loan Growth
How Red Light Method Compares
- Ranks #185 of 302 Fitness & Recreation brands by SBA loan count (#1,939 of 3,543 overall).
- Its average loan of $389K is 11% above the Fitness & Recreation median of $350K.
- With only 3 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Fitness & Recreation brands overall see a 2.0% charge-off rate across 5,280 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2025 | 1 | $417K |
| FY2026 | 2 | $750K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Red Light Method Is Getting SBA-Financed
Recent SBA-Financed Red Light Method Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Red Light Method growing or shrinking?
Red Light Method doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #185 of 302 Fitness & Recreation brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Red Light Method franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $389K (11% above the typical Fitness & Recreation brand's $350K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Red Light Method?
Red Light Method only has 3 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Fitness & Recreation brands overall see a 2.0% charge-off rate across 5,280 loans.
Top SBA Lenders
- The Huntington National Bank1
- Summit State Bank1
- Zions Bank, A Division of1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset