Rita's Ice-Custard-Happiness
90
SBA Loans
$32.3M
Total Financed
$359K
Avg Loan Size
+29%
YoY Loan Growth
How Rita's Ice-Custard-Happiness Compares
- Ranks #19 of 1,075 Restaurants & Food brands by SBA loan count (#90 of 3,543 overall).
- Its average loan of $359K is 14% below the Restaurants & Food median of $419K.
- Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 13 | $4.3M |
| FY2021 | 3 | $930K |
| FY2022 | 16 | $5.3M |
| FY2023 | 22 | $9.9M |
| FY2024 | 14 | $4.3M |
| FY2025 | 18 | $6.2M |
| FY2026 | 4 | $1.4M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Rita's Ice-Custard-Happiness Is Getting SBA-Financed
Recent SBA-Financed Rita's Ice-Custard-Happiness Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Rita's Ice-Custard-Happiness growing or shrinking?
Rita's Ice-Custard-Happiness's SBA loan count grew +29% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Rita's Ice-Custard-Happiness franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $359K (14% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Rita's Ice-Custard-Happiness?
0 of 90 SBA loans to Rita's Ice-Custard-Happiness franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.
Top SBA Lenders
- The Huntington National Bank28
- TowneBank9
- TD Bank, National Association6
- Manufacturers and Traders Trust Company5
- Hanover Community Bank5
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset