Rush Cycle
4
SBA Loans
$1.4M
Total Financed
$349K
Avg Loan Size
—
YoY Loan Growth
How Rush Cycle Compares
- Ranks #151 of 302 Fitness & Recreation brands by SBA loan count (#1,496 of 3,543 overall).
- Its average loan of $349K matches the Fitness & Recreation median almost exactly.
- With only 4 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Fitness & Recreation brands overall see a 2.0% charge-off rate across 5,280 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 2 | $755K |
| FY2022 | 1 | $500K |
| FY2026 | 1 | $142K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Rush Cycle Is Getting SBA-Financed
Recent SBA-Financed Rush Cycle Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Rush Cycle growing or shrinking?
Rush Cycle doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #151 of 302 Fitness & Recreation brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Rush Cycle franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $349K is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Rush Cycle?
Rush Cycle only has 4 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Fitness & Recreation brands overall see a 2.0% charge-off rate across 5,280 loans.
Top SBA Lenders
- Midwest Regional Bank1
- United Community Bank1
- Avidia Bank1
- Wallis Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset