FranchiseRanked

Schlotzsky's

Restaurants & FoodSBA loans FY2020–FY2026

25

SBA Loans

$23.9M

Total Financed

$955K

Avg Loan Size

—

YoY Loan Growth

How Schlotzsky's Compares

  • Ranks #97 of 1,075 Restaurants & Food brands by SBA loan count (#439 of 3,543 overall).
  • Its average loan of $955K is 128% above the Restaurants & Food median of $419K.
  • Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20203$960K
FY202110$8.9M
FY20222$618K
FY20233$3.7M
FY20244$8.5M
FY20251$160K
FY20262$1.0M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Schlotzsky's Is Getting SBA-Financed

Texas7 loans · $8.1MSouth Carolina5 loans · $1.5MOklahoma3 loans · $3.1MKansas2 loans · $610KIllinois2 loans · $4.8MNew Mexico2 loans · $3.3MNorth Dakota1 loan · $453KAlabama1 loan · $580KWisconsin1 loan · $765KArizona1 loan · $729K

Recent SBA-Financed Schlotzsky's Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

Sterling Block Restaurant Group LLCWICHITA FALLS, TX
$150,0002025-12-17
Sterling Block Restaurant Group LLCWICHITA FALLS, TX
$891,9002025-12-17
Calclo LLCArtesia, NM
$160,2002024-10-11
Kanthi Restaurant Group LLCYukon, OK
$1,479,0002024-08-27
Vedasrikanth LLCNAPERVILLE, IL
$2,340,0002024-06-29
Schlotzsky's and CinnabonMESA, AZ
$729,4002024-05-10
Vega North Enterprises LLCSAN ANTONIO, TX
$3,995,0002024-04-22
DDK Deli's LLCSAN ANTONIO, TX
$150,0002023-08-28
Sandia Restaurants LLCSANTA FE, NM
$3,151,0002023-06-28
Schlotzsky's 1347SPRING, TX
$370,0002023-03-09
KUBA FOODS LLCLITTLE ELM, TX
$273,0002022-09-12
Rubicon Ventures 1, LLCANDERSON, SC
$345,0002022-01-24
Rubicon Ventures 1, LLCANDERSON, SC
$345,0002021-09-30
Rubicon Ventures 1, LLCANDERSON, SC
$345,0002021-09-30
Matzke Deli - Green Bay, LLCGREEN BAY, WI
$765,0002021-08-31
SKS Partners IV LLCMUSTANG, OK
$1,263,4002021-08-12
Bluebird Acquisitions LLCGranbury, TX
$2,225,0002021-08-06
Vedasrikanth LLCNAPERVILLE, IL
$2,429,0002021-07-30
J Knox LLCCAYCE, SC
$238,5002021-05-31
J Bush River LLCCOLUMBIA, SC
$238,5002021-05-31
Jay Shri Krishna LLCDothan, AL
$580,0002021-02-10
NORTHERN HOSPITALITY GROUP, LLCFARGO, ND
$452,9002021-02-01
Lotz of Bunz, LLCWICHITA, KS
$125,0002020-03-31
Lotz of Bunz, LLCWICHITA, KS
$485,0002020-03-13
SKS Partners III LLCOKLAHOMA CITY, OK
$350,0002020-02-25

Frequently Asked Questions

Is Schlotzsky's growing or shrinking?

Schlotzsky's doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #97 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Schlotzsky's franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $955K (128% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Schlotzsky's?

0 of 25 SBA loans to Schlotzsky's franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

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  • Community National Bank & Trust2
  • Bell Bank1
Planning to finance a restaurants & food purchase?

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Source: SBA 7(a) FOIA loan dataset. View dataset