Scooter's Coffee
290
SBA Loans
$304.2M
Total Financed
$1.0M
Avg Loan Size
+51%
YoY Loan Growth
How Scooter's Coffee Compares
- Ranks #3 of 1,075 Restaurants & Food brands by SBA loan count (#8 of 3,543 overall).
- Its average loan of $1.0M is 150% above the Restaurants & Food median of $419K.
- Its 0.3% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 8 | $5.1M |
| FY2021 | 52 | $40.2M |
| FY2022 | 64 | $62.7M |
| FY2023 | 56 | $70.9M |
| FY2024 | 37 | $41.4M |
| FY2025 | 56 | $60.4M |
| FY2026 | 17 | $23.7M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Scooter's Coffee Is Getting SBA-Financed
Recent SBA-Financed Scooter's Coffee Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Scooter's Coffee growing or shrinking?
Scooter's Coffee's SBA loan count grew +51% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Scooter's Coffee franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.0M (150% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Scooter's Coffee?
1 of 290 SBA loans to Scooter's Coffee franchisees (0.3%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.
Top SBA Lenders
- The Huntington National Bank58
- Luminate Bank20
- KeyBank National Association18
- Meridian Bank13
- Wilmington Savings Fund Society FSB12
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset