Sea Love
4
SBA Loans
$702K
Total Financed
$175K
Avg Loan Size
—
YoY Loan Growth
How Sea Love Compares
- Ranks #175 of 413 Retail brands by SBA loan count (#1,646 of 3,543 overall).
- Its average loan of $175K is 58% below the Retail median of $415K.
- With only 4 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2024 | 3 | $554K |
| FY2025 | 1 | $148K |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Sea Love Is Getting SBA-Financed
Recent SBA-Financed Sea Love Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Sea Love growing or shrinking?
Sea Love doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #175 of 413 Retail brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Sea Love franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $175K (58% below the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Sea Love?
Sea Love only has 4 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.
Explore More
Top SBA Lenders
- The Huntington National Bank1
- Stock Yards Bank & Trust Company1
- First Bank of the Lake1
- Readycap Lending, LLC1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset