Serotonin
11
SBA Loans
$14.0M
Total Financed
$1.3M
Avg Loan Size
—
YoY Loan Growth
How Serotonin Compares
- Ranks #56 of 156 Personal Care & Beauty brands by SBA loan count (#843 of 3,543 overall).
- Its average loan of $1.3M is 248% above the Personal Care & Beauty median of $366K.
- With only 11 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Personal Care & Beauty brands overall see a 1.5% charge-off rate across 2,290 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2023 | 2 | $2.5M |
| FY2024 | 1 | $1.3M |
| FY2025 | 2 | $2.6M |
| FY2026 | 6 | $7.6M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Serotonin Is Getting SBA-Financed
Recent SBA-Financed Serotonin Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Serotonin growing or shrinking?
Serotonin doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #56 of 156 Personal Care & Beauty brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Serotonin franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.3M (248% above the typical Personal Care & Beauty brand's $366K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Serotonin?
Serotonin only has 11 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Personal Care & Beauty brands overall see a 1.5% charge-off rate across 2,290 loans.
Top SBA Lenders
- Newtek Bank, National Association4
- Pathward National Association3
- Stearns Bank National Association1
- Beacon Bank and Trust1
- California Bank of Commerce, NA1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset