Sterling Optical/Site for Sore Eyes
6
SBA Loans
$3.0M
Total Financed
$496K
Avg Loan Size
—
YoY Loan Growth
How Sterling Optical/Site for Sore Eyes Compares
- Ranks #117 of 413 Retail brands by SBA loan count (#1,192 of 3,543 overall).
- Its average loan of $496K is 19% above the Retail median of $415K.
- With only 6 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 2 | $478K |
| FY2021 | 2 | $1.5M |
| FY2023 | 1 | $890K |
| FY2026 | 1 | $103K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Sterling Optical/Site for Sore Eyes Is Getting SBA-Financed
Recent SBA-Financed Sterling Optical/Site for Sore Eyes Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Sterling Optical/Site for Sore Eyes growing or shrinking?
Sterling Optical/Site for Sore Eyes doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #117 of 413 Retail brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Sterling Optical/Site for Sore Eyes franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $496K (19% above the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Sterling Optical/Site for Sore Eyes?
Sterling Optical/Site for Sore Eyes only has 6 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.
Explore More
Top SBA Lenders
- Meridian Bank3
- Manufacturers and Traders Trust Company2
- Lendistry SBLC, LLC1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset