Stretch Lab
127
SBA Loans
$31.0M
Total Financed
$244K
Avg Loan Size
+117%
YoY Loan Growth
How Stretch Lab Compares
- Ranks #7 of 302 Fitness & Recreation brands by SBA loan count (#46 of 3,543 overall).
- Its average loan of $244K is 30% below the Fitness & Recreation median of $350K.
- Its 2.4% charge-off rate compares to a 2.0% average across all Fitness & Recreation brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 12 | $2.2M |
| FY2021 | 16 | $4.1M |
| FY2022 | 49 | $10.1M |
| FY2023 | 28 | $6.7M |
| FY2024 | 6 | $2.4M |
| FY2025 | 13 | $4.3M |
| FY2026 | 3 | $1.3M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Stretch Lab Is Getting SBA-Financed
Recent SBA-Financed Stretch Lab Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Stretch Lab growing or shrinking?
Stretch Lab's SBA loan count grew +117% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Stretch Lab franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $244K (30% below the typical Fitness & Recreation brand's $350K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Stretch Lab?
3 of 127 SBA loans to Stretch Lab franchisees (2.4%) have been charged off since FY2020, compared to 2.0% across all Fitness & Recreation brands.
Top SBA Lenders
- The Huntington National Bank53
- Five Star Bank6
- Manufacturers and Traders Trust Company4
- Stearns Bank National Association3
- U.S. Bank, National Association3
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset