Surface Specialists
2
SBA Loans
$2.4M
Total Financed
$1.2M
Avg Loan Size
—
YoY Loan Growth
How Surface Specialists Compares
- Ranks #222 of 294 Home & Repair Services brands by SBA loan count (#2,442 of 3,543 overall).
- Its average loan of $1.2M is 566% above the Home & Repair Services median of $177K.
- With only 2 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Home & Repair Services brands overall see a 2.9% charge-off rate across 4,629 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2025 | 1 | $52K |
| FY2026 | 1 | $2.3M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Surface Specialists Is Getting SBA-Financed
Recent SBA-Financed Surface Specialists Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Surface Specialists growing or shrinking?
Surface Specialists doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #222 of 294 Home & Repair Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Surface Specialists franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.2M (566% above the typical Home & Repair Services brand's $177K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Surface Specialists?
Surface Specialists only has 2 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Home & Repair Services brands overall see a 2.9% charge-off rate across 4,629 loans.
Top SBA Lenders
- Lendistry SBLC, LLC1
- Milestone Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset