Sweat440
14
SBA Loans
$6.4M
Total Financed
$457K
Avg Loan Size
—
YoY Loan Growth
How Sweat440 Compares
- Ranks #76 of 302 Fitness & Recreation brands by SBA loan count (#704 of 3,543 overall).
- Its average loan of $457K is 31% above the Fitness & Recreation median of $350K.
- With only 14 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Fitness & Recreation brands overall see a 2.0% charge-off rate across 5,280 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2022 | 3 | $1.4M |
| FY2023 | 3 | $1.4M |
| FY2025 | 2 | $1.0M |
| FY2026 | 6 | $2.6M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Sweat440 Is Getting SBA-Financed
Recent SBA-Financed Sweat440 Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Sweat440 growing or shrinking?
Sweat440 doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #76 of 302 Fitness & Recreation brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Sweat440 franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $457K (31% above the typical Fitness & Recreation brand's $350K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Sweat440?
Sweat440 only has 14 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Fitness & Recreation brands overall see a 2.0% charge-off rate across 5,280 loans.
Top SBA Lenders
- Newtek Small Business Finance, Inc.3
- First Bank of the Lake2
- The Huntington National Bank2
- First-Citizens Bank & Trust Company1
- Five Star Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset