Sweetwaters Coffee & Tea
8
SBA Loans
$3.1M
Total Financed
$384K
Avg Loan Size
—
YoY Loan Growth
How Sweetwaters Coffee & Tea Compares
- Ranks #251 of 1,075 Restaurants & Food brands by SBA loan count (#1,000 of 3,543 overall).
- Its average loan of $384K is 8% below the Restaurants & Food median of $419K.
- With only 8 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 7 | $2.9M |
| FY2025 | 1 | $220K |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Sweetwaters Coffee & Tea Is Getting SBA-Financed
Recent SBA-Financed Sweetwaters Coffee & Tea Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Sweetwaters Coffee & Tea growing or shrinking?
Sweetwaters Coffee & Tea doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #251 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Sweetwaters Coffee & Tea franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $384K (8% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Sweetwaters Coffee & Tea?
Sweetwaters Coffee & Tea only has 8 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
Top SBA Lenders
- The Huntington National Bank2
- Wells Fargo Bank National Association1
- Midwest Regional Bank1
- Southern Bank1
- First Commonwealth Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset