The Spectrum Kid's Gyms
46
SBA Loans
$14.6M
Total Financed
$317K
Avg Loan Size
—
YoY Loan Growth
How The Spectrum Kid's Gyms Compares
- Ranks #26 of 302 Fitness & Recreation brands by SBA loan count (#234 of 3,543 overall).
- Its average loan of $317K is 9% below the Fitness & Recreation median of $350K.
- Its 0.0% charge-off rate compares to a 2.0% average across all Fitness & Recreation brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 1 | $178K |
| FY2021 | 2 | $311K |
| FY2022 | 9 | $3.4M |
| FY2023 | 12 | $2.3M |
| FY2024 | 4 | $1.5M |
| FY2025 | 11 | $3.7M |
| FY2026 | 7 | $3.2M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where The Spectrum Kid's Gyms Is Getting SBA-Financed
Recent SBA-Financed The Spectrum Kid's Gyms Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is The Spectrum Kid's Gyms growing or shrinking?
The Spectrum Kid's Gyms doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #26 of 302 Fitness & Recreation brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a The Spectrum Kid's Gyms franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $317K (9% below the typical Fitness & Recreation brand's $350K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for The Spectrum Kid's Gyms?
0 of 46 SBA loans to The Spectrum Kid's Gyms franchisees (0.0%) have been charged off since FY2020, compared to 2.0% across all Fitness & Recreation brands.
Top SBA Lenders
- The Huntington National Bank12
- Byline Bank5
- Newtek Bank, National Association3
- BancFirst2
- The First Bank and Trust Company2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset