Theory Preschools
1
SBA Loans
$952K
Total Financed
$952K
Avg Loan Size
—
YoY Loan Growth
How Theory Preschools Compares
- Ranks #162 of 170 Health, Senior & Child Care brands by SBA loan count (#3,383 of 3,543 overall).
- Its average loan of $952K is 186% above the Health, Senior & Child Care median of $333K.
- With only 1 loan on record, its own charge-off rate isn't statistically meaningful -- for context, Health, Senior & Child Care brands overall see a 1.1% charge-off rate across 3,806 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2026 | 1 | $952K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Theory Preschools Is Getting SBA-Financed
Recent SBA-Financed Theory Preschools Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Theory Preschools growing or shrinking?
Theory Preschools doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #162 of 170 Health, Senior & Child Care brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Theory Preschools franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $952K (186% above the typical Health, Senior & Child Care brand's $333K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Theory Preschools?
Theory Preschools only has 1 SBA loan on record -- too few to calculate a meaningful charge-off rate on its own. For context, Health, Senior & Child Care brands overall see a 1.1% charge-off rate across 3,806 loans.
Top SBA Lenders
- Mission Valley Bank1
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Source: SBA 7(a) FOIA loan dataset. View dataset