Tire Factory/Point S
6
SBA Loans
$1.7M
Total Financed
$286K
Avg Loan Size
—
YoY Loan Growth
How Tire Factory/Point S Compares
- Ranks #46 of 125 Automotive Services brands by SBA loan count (#1,206 of 3,543 overall).
- Its average loan of $286K is 37% below the Automotive Services median of $453K.
- With only 6 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Automotive Services brands overall see a 1.5% charge-off rate across 1,424 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 2 | $775K |
| FY2023 | 2 | $469K |
| FY2025 | 2 | $471K |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Tire Factory/Point S Is Getting SBA-Financed
Recent SBA-Financed Tire Factory/Point S Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Tire Factory/Point S growing or shrinking?
Tire Factory/Point S doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #46 of 125 Automotive Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Tire Factory/Point S franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $286K (37% below the typical Automotive Services brand's $453K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Tire Factory/Point S?
Tire Factory/Point S only has 6 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Automotive Services brands overall see a 1.5% charge-off rate across 1,424 loans.
Top SBA Lenders
- Mountain America FCU4
- Zions Bank, A Division of1
- Harborstone CU1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset