Toastique
51
SBA Loans
$19.2M
Total Financed
$377K
Avg Loan Size
+178%
YoY Loan Growth
How Toastique Compares
- Ranks #47 of 1,075 Restaurants & Food brands by SBA loan count (#209 of 3,543 overall).
- Its average loan of $377K is 10% below the Restaurants & Food median of $419K.
- Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2021 | 2 | $676K |
| FY2022 | 3 | $1.3M |
| FY2023 | 4 | $1.0M |
| FY2024 | 9 | $4.0M |
| FY2025 | 25 | $8.7M |
| FY2026 | 8 | $3.5M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Toastique Is Getting SBA-Financed
Recent SBA-Financed Toastique Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Toastique growing or shrinking?
Toastique's SBA loan count grew +178% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Toastique franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $377K (10% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Toastique?
0 of 51 SBA loans to Toastique franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.
Top SBA Lenders
- The Huntington National Bank35
- Wilmington Savings Fund Society FSB2
- Newtek Small Business Finance, Inc.2
- Manufacturers and Traders Trust Company2
- First Commonwealth Bank2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset