FranchiseRanked

United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Product Sales Agreement (RPSA)

RetailSBA loans FY2025–FY2026

3

SBA Loans

$3.5M

Total Financed

$1.2M

Avg Loan Size

—

YoY Loan Growth

How United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Product Sales Agreement (RPSA) Compares

  • Ranks #213 of 413 Retail brands by SBA loan count (#1,936 of 3,543 overall).
  • Its average loan of $1.2M is 181% above the Retail median of $415K.
  • With only 3 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20251$1.3M
FY20262$2.2M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Product Sales Agreement (RPSA) Is Getting SBA-Financed

Recent SBA-Financed United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Product Sales Agreement (RPSA) Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

EESHA B LLCSHELBY, NC
$1,105,0002025-12-08
EESHA B LLCSHELBY, NC
$1,105,0002025-11-25
RICHFIELD FOOD MARTRICHFIELD, NC
$1,287,0002025-06-18

Frequently Asked Questions

Is United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Product Sales Agreement (RPSA) growing or shrinking?

United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Product Sales Agreement (RPSA) doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #213 of 413 Retail brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Product Sales Agreement (RPSA) franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.2M (181% above the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Product Sales Agreement (RPSA)?

United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Product Sales Agreement (RPSA) only has 3 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.