VARSITY ZONE HEATING AND AIR CONDITIONING
7
SBA Loans
$1.7M
Total Financed
$247K
Avg Loan Size
—
YoY Loan Growth
How VARSITY ZONE HEATING AND AIR CONDITIONING Compares
- Ranks #136 of 294 Home & Repair Services brands by SBA loan count (#1,188 of 3,543 overall).
- Its average loan of $247K is 39% above the Home & Repair Services median of $177K.
- With only 7 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Home & Repair Services brands overall see a 2.9% charge-off rate across 4,629 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2025 | 1 | $190K |
| FY2026 | 6 | $1.5M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where VARSITY ZONE HEATING AND AIR CONDITIONING Is Getting SBA-Financed
Recent SBA-Financed VARSITY ZONE HEATING AND AIR CONDITIONING Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is VARSITY ZONE HEATING AND AIR CONDITIONING growing or shrinking?
VARSITY ZONE HEATING AND AIR CONDITIONING doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #136 of 294 Home & Repair Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a VARSITY ZONE HEATING AND AIR CONDITIONING franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $247K (39% above the typical Home & Repair Services brand's $177K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for VARSITY ZONE HEATING AND AIR CONDITIONING?
VARSITY ZONE HEATING AND AIR CONDITIONING only has 7 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Home & Repair Services brands overall see a 2.9% charge-off rate across 4,629 loans.
Top SBA Lenders
- Associated Bank National Association3
- First Bank of the Lake1
- First Command Bank1
- First Commonwealth Bank1
- Fifth Third Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset