Vicky Bakery
4
SBA Loans
$3.5M
Total Financed
$884K
Avg Loan Size
—
YoY Loan Growth
How Vicky Bakery Compares
- Ranks #174 of 413 Retail brands by SBA loan count (#1,639 of 3,543 overall).
- Its average loan of $884K is 113% above the Retail median of $415K.
- With only 4 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2023 | 1 | $1.1M |
| FY2024 | 1 | $840K |
| FY2025 | 2 | $1.6M |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Vicky Bakery Is Getting SBA-Financed
Recent SBA-Financed Vicky Bakery Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Vicky Bakery growing or shrinking?
Vicky Bakery doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #174 of 413 Retail brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Vicky Bakery franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $884K (113% above the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Vicky Bakery?
Vicky Bakery only has 4 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.
Explore More
Top SBA Lenders
- Amerant Bank, National Association2
- First-Citizens Bank & Trust Company2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset