FranchiseRanked

Victory Lane Quick Oil Change

Automotive ServicesSBA loans FY2021–FY2026

8

SBA Loans

$8.9M

Total Financed

$1.1M

Avg Loan Size

—

YoY Loan Growth

How Victory Lane Quick Oil Change Compares

  • Ranks #40 of 125 Automotive Services brands by SBA loan count (#1,055 of 3,543 overall).
  • Its average loan of $1.1M is 146% above the Automotive Services median of $453K.
  • With only 8 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Automotive Services brands overall see a 1.5% charge-off rate across 1,424 loans.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20212$2.1M
FY20222$1.6M
FY20253$3.8M
FY20261$1.5M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Recent SBA-Financed Victory Lane Quick Oil Change Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

Saraiva Automotive Services LLCLAKE HAVASU CITY, AZ
$1,475,0002026-05-22
Young Bayou Ventures, Inc.CANYON LAKE, TX
$832,0002025-07-21
Victory Lane Quick Oil ChangeFLORENCE, KY
$1,004,0002025-07-21
Incognito Family LLCDELTA, CO
$1,945,0002025-07-08
apple of my eye LLCRex, GA
$280,0002022-04-15
Victory LaneLeland, NC
$1,298,1002022-01-03
T.E. Price & Company, Inc.WINCHESTER, VA
$943,0002021-08-18
419 Enterprises, IncNORTH BRANCH, MN
$1,136,5002021-07-13

Frequently Asked Questions

Is Victory Lane Quick Oil Change growing or shrinking?

Victory Lane Quick Oil Change doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #40 of 125 Automotive Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Victory Lane Quick Oil Change franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.1M (146% above the typical Automotive Services brand's $453K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Victory Lane Quick Oil Change?

Victory Lane Quick Oil Change only has 8 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Automotive Services brands overall see a 1.5% charge-off rate across 1,424 loans.

Top SBA Lenders

  • Milestone Bank2
  • Wells Fargo Bank National Association1
  • FDIC - Community Bank & Trust-West Georgia1
  • Celtic Bank Corporation1
  • Grasshopper Bank National Association1
Planning to finance a automotive services purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset