Vitality Bowls
23
SBA Loans
$6.8M
Total Financed
$297K
Avg Loan Size
—
YoY Loan Growth
How Vitality Bowls Compares
- Ranks #104 of 1,075 Restaurants & Food brands by SBA loan count (#464 of 3,543 overall).
- Its average loan of $297K is 29% below the Restaurants & Food median of $419K.
- Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 7 | $1.3M |
| FY2021 | 1 | $411K |
| FY2022 | 2 | $1.0M |
| FY2023 | 3 | $720K |
| FY2024 | 3 | $1.5M |
| FY2025 | 6 | $1.6M |
| FY2026 | 1 | $253K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Vitality Bowls Is Getting SBA-Financed
Recent SBA-Financed Vitality Bowls Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Vitality Bowls growing or shrinking?
Vitality Bowls doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #104 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Vitality Bowls franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $297K (29% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Vitality Bowls?
0 of 23 SBA loans to Vitality Bowls franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.
Top SBA Lenders
- The Huntington National Bank7
- U.S. Bank, National Association3
- SouthWest Bank2
- First Bank of the Lake2
- Newtek Bank, National Association2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset