Waffle House
1
SBA Loans
$250K
Total Financed
$250K
Avg Loan Size
—
YoY Loan Growth
How Waffle House Compares
- Ranks #944 of 1,075 Restaurants & Food brands by SBA loan count (#3,206 of 3,543 overall).
- Its average loan of $250K is 40% below the Restaurants & Food median of $419K.
- With only 1 loan on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2024 | 1 | $250K |
FY2024 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Waffle House Is Getting SBA-Financed
Recent SBA-Financed Waffle House Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Waffle House growing or shrinking?
Waffle House doesn't have enough SBA loan activity in both FY2023 and FY2024 to calculate a reliable year-over-year trend. For context, it ranks #944 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Waffle House franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $250K (40% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Waffle House?
Waffle House only has 1 SBA loan on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
Top SBA Lenders
- Peoples National Bank National Association1
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Source: SBA 7(a) FOIA loan dataset. View dataset