WaterStation
112
SBA Loans
$94.1M
Total Financed
$840K
Avg Loan Size
—
YoY Loan Growth
How WaterStation Compares
- Ranks #7 of 413 Retail brands by SBA loan count (#60 of 3,543 overall).
- Its average loan of $840K is 102% above the Retail median of $415K.
- Its 0.9% charge-off rate compares to a 1.1% average across all Retail brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 56 | $43.5M |
| FY2021 | 50 | $45.9M |
| FY2022 | 5 | $3.8M |
| FY2023 | 1 | $900K |
FY2023 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where WaterStation Is Getting SBA-Financed
Recent SBA-Financed WaterStation Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is WaterStation growing or shrinking?
WaterStation doesn't have enough SBA loan activity in both FY2022 and FY2023 to calculate a reliable year-over-year trend. For context, it ranks #7 of 413 Retail brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a WaterStation franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $840K (102% above the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for WaterStation?
1 of 112 SBA loans to WaterStation franchisees (0.9%) have been charged off since FY2020, compared to 1.1% across all Retail brands.
Explore More
Top SBA Lenders
- UniBank79
- Celtic Bank Corporation18
- Newtek Small Business Finance, Inc.6
- Meridian Bank3
- FDIC - Community Bank & Trust-West Georgia2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset