FranchiseRanked

Wendy's

Restaurants & FoodSBA loans FY2020–FY2026

20

SBA Loans

$24.1M

Total Financed

$1.2M

Avg Loan Size

—

YoY Loan Growth

How Wendy's Compares

  • Ranks #120 of 1,075 Restaurants & Food brands by SBA loan count (#525 of 3,543 overall).
  • Its average loan of $1.2M is 187% above the Restaurants & Food median of $419K.
  • Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20202$3.9M
FY20214$3.4M
FY20222$5.0M
FY20231$3.4M
FY20244$3.4M
FY20255$4.3M
FY20262$655K

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Wendy's Is Getting SBA-Financed

California8 loans · $11.6MNew York7 loans · $7.8MMichigan2 loans · $655KArizona1 loan · $942KDelaware1 loan · $500KSouth Carolina1 loan · $2.6M

Recent SBA-Financed Wendy's Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

White Lake Group LLCFENTON, MI
$605,2002026-02-06
White Lake Group LLCFENTON, MI
$50,0002026-02-06
DJLD Restaurant Group IncMYRTLE BEACH, SC
$2,556,8002025-09-29
Four 8888 Systems Inc.ARCADE, NY
$525,0002025-07-07
Limitless Restaurant Group IncRIDGECREST, CA
$50,0002025-05-19
Limitless Restaurant Group IncRIDGECREST, CA
$682,0002025-05-19
ROSEWOOD CAPITAL LLCNEW CASTLE, DE
$500,0002025-05-15
RAY AN ENTERPRISES II, LLCPHOENIX, AZ
$942,0002024-09-28
DEPENDABLE FOODS INCWASCO, CA
$1,115,0002024-08-29
RIISE Hospitality Group, LLCYREKA, CA
$673,0002024-03-19
RIISE Hospitality Group, LLCWEED, CA
$673,0002024-03-19
Wendy's Old Fashioned HamburgersOAKLEY, CA
$3,430,2002023-05-09
Wow Ventures, Inc.SALINAS, CA
$1,569,3002022-09-22
Wow Ventures, Inc.OAKLEY, CA
$3,430,2002022-09-09
Sabina Hospitality IncNEW YORK, NY
$315,0002021-06-21
Himani Hospitality Group IncNEW YORK, NY
$315,0002021-06-21
TAH Food Group, IncNEW YORK, NY
$1,350,0002021-05-19
Tickle Your Taste IncNEW YORK, NY
$1,375,0002021-05-19
Zari Foods LLCNEW YORK, NY
$1,570,0002019-12-10
ALL ABOUT FOODS GROUP INCFLUSHING, NY
$2,349,0002019-11-04

Frequently Asked Questions

Is Wendy's growing or shrinking?

Wendy's doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #120 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Wendy's franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.2M (187% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Wendy's?

0 of 20 SBA loans to Wendy's franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

  • Byline Bank6
  • The Huntington National Bank4
  • Mission Valley Bank3
  • TD Bank, National Association2
  • Mission Bank1
Planning to finance a restaurants & food purchase?

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Source: SBA 7(a) FOIA loan dataset. View dataset