WNB Factory
18
SBA Loans
$6.1M
Total Financed
$341K
Avg Loan Size
—
YoY Loan Growth
How WNB Factory Compares
- Ranks #131 of 1,075 Restaurants & Food brands by SBA loan count (#563 of 3,543 overall).
- Its average loan of $341K is 19% below the Restaurants & Food median of $419K.
- With only 18 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 2 | $325K |
| FY2022 | 2 | $470K |
| FY2023 | 4 | $1.3M |
| FY2024 | 1 | $465K |
| FY2025 | 5 | $2.3M |
| FY2026 | 4 | $1.3M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where WNB Factory Is Getting SBA-Financed
Recent SBA-Financed WNB Factory Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is WNB Factory growing or shrinking?
WNB Factory doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #131 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a WNB Factory franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $341K (19% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for WNB Factory?
WNB Factory only has 18 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
Top SBA Lenders
- Bank of Hope4
- PCB Bank3
- New Millennium Bank2
- Metro City Bank2
- Shinhan Bank America1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset