Wrap City

Restaurants & FoodSBA loans FY2021–FY2026

SBA Loans

$1.6M

Total Financed

$136K

Avg Loan Size

—

YoY Loan Growth

How Wrap City Compares

Ranks #183 of 1,075 Restaurants & Food brands by SBA loan count (#779 of 3,543 overall).
Its average loan of $136K is 67% below the Restaurants & Food median of $419K.
With only 12 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

SBA Loan Activity by Fiscal Year

Fiscal Year	Loans	Total Financed
FY2021	2	$165K
FY2022	2	$525K
FY2023	2	$305K
FY2024	3	$440K
FY2025	2	$186K
FY2026	1	$14K

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Wrap City Is Getting SBA-Financed

New Hampshire11 loans · $1.4M Massachusetts1 loan · $205K

Recent SBA-Financed Wrap City Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

Wrap City Seabrook LLCSEABROOK, NH

$14,0002025-12-03

Wrap City Seabrook LLCSEABROOK, NH

$136,0002025-07-17

215 laconia rd LLCTILTON, NH

$50,0002025-01-28

1525 South Willow Rd LLCMANCHESTER, NH

$30,0002024-09-25

545 Hooksett Road LLCMANCHESTER, NH

$260,0002024-07-15

1525 South Willow Rd LLCMANCHESTER, NH

$150,0002024-05-30

AKE Eatery LLCNORTH ANDOVER, MA

$205,0002023-05-05

Wrap City Holdings, LLCLONDONDERRY, NH

$100,0002022-10-25

ATFF, LLCLONDONDERRY, NH

$358,0002022-05-27

WC 125 LLCSALEM, NH

$167,0002022-04-21

Jamces, LLCHUDSON, NH

$140,0002021-05-14

215 LACONIA RD LLCTilton, NH

$25,0002021-03-02

Frequently Asked Questions

Is Wrap City growing or shrinking?

Wrap City doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #183 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Wrap City franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $136K (67% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Wrap City?

Wrap City only has 12 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

Primary Bank6
Camden National Bank3
Merrimack County Savings Bank3

Planning to finance a restaurants & food purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset