X-Golf
137
SBA Loans
$85.7M
Total Financed
$626K
Avg Loan Size
+67%
YoY Loan Growth
How X-Golf Compares
- Ranks #6 of 302 Fitness & Recreation brands by SBA loan count (#44 of 3,543 overall).
- Its average loan of $626K is 79% above the Fitness & Recreation median of $350K.
- Its 0.7% charge-off rate compares to a 2.0% average across all Fitness & Recreation brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 6 | $2.6M |
| FY2021 | 39 | $21.0M |
| FY2022 | 23 | $14.5M |
| FY2023 | 43 | $29.3M |
| FY2024 | 9 | $6.8M |
| FY2025 | 15 | $10.1M |
| FY2026 | 2 | $1.4M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where X-Golf Is Getting SBA-Financed
Recent SBA-Financed X-Golf Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is X-Golf growing or shrinking?
X-Golf's SBA loan count grew +67% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a X-Golf franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $626K (79% above the typical Fitness & Recreation brand's $350K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for X-Golf?
1 of 137 SBA loans to X-Golf franchisees (0.7%) have been charged off since FY2020, compared to 2.0% across all Fitness & Recreation brands.
Top SBA Lenders
- The Huntington National Bank107
- One Community Bank3
- Wells Fargo Bank National Association3
- Summit Bank3
- Bank of Springfield3
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset