ZPLUMBERZ
7
SBA Loans
$1.6M
Total Financed
$230K
Avg Loan Size
—
YoY Loan Growth
How ZPLUMBERZ Compares
- Ranks #134 of 294 Home & Repair Services brands by SBA loan count (#1,174 of 3,543 overall).
- Its average loan of $230K is 30% above the Home & Repair Services median of $177K.
- With only 7 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Home & Repair Services brands overall see a 2.9% charge-off rate across 4,629 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2023 | 1 | $150K |
| FY2024 | 3 | $450K |
| FY2025 | 3 | $1.0M |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where ZPLUMBERZ Is Getting SBA-Financed
Recent SBA-Financed ZPLUMBERZ Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is ZPLUMBERZ growing or shrinking?
ZPLUMBERZ doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #134 of 294 Home & Repair Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a ZPLUMBERZ franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $230K (30% above the typical Home & Repair Services brand's $177K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for ZPLUMBERZ?
ZPLUMBERZ only has 7 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Home & Repair Services brands overall see a 2.9% charge-off rate across 4,629 loans.
Top SBA Lenders
- United Midwest Savings Bank National Association4
- Citizens Bank2
- First Bank of the Lake1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset