Highest SBA Loan Charge-Off Rate
Franchise brands with the highest share of SBA 7(a) loans charged off (defaulted) since FY2020, among brands with enough loans for the rate to be meaningful.
Limited to brands with at least 20 SBA loans on record, so the ranking isn't skewed by brands too small to draw a conclusion from.
1
40 SBA loans · $7.8M total15 states
-66.7% YoYavg $196K/loan
2
21 SBA loans · $2.4M total9 states
avg $116K/loan
3
33 SBA loans · $22.9M total13 states
avg $693K/loan
4
27 SBA loans · $7.1M total10 states
avg $264K/loan
5
21 SBA loans · $3.3M total9 states
-83.3% YoYavg $159K/loan
6
79 SBA loans · $17.7M total15 states
+85.7% YoYavg $223K/loan
7
22 SBA loans · $3.0M total10 states
avg $138K/loan
8
22 SBA loans · $29.2M total7 states
avg $1.3M/loan
9
22 SBA loans · $3.3M total14 states
avg $149K/loan
10
22 SBA loans · $5.4M total5 states
-50.0% YoYavg $244K/loan
11
76 SBA loans · $13.5M total15 states
-36.4% YoYavg $178K/loan
12
53 SBA loans · $7.9M total15 states
-90.9% YoYavg $149K/loan
13
38 SBA loans · $23.9M total14 states
avg $628K/loan
14
54 SBA loans · $15.8M total7 states
avg $293K/loan
15
40 SBA loans · $5.9M total15 states
avg $148K/loan
16
49 SBA loans · $12.3M total15 states
-50.0% YoYavg $251K/loan
17
34 SBA loans · $11.6M total15 states
avg $342K/loan
18
169 SBA loans · $29.9M total15 states
-55.2% YoYavg $177K/loan
19
35 SBA loans · $18.4M total13 states
avg $525K/loan
20
44 SBA loans · $7.4M total15 states
avg $167K/loan
21
28 SBA loans · $4.9M total15 states
avg $174K/loan
22
29 SBA loans · $15.9M total11 states
avg $547K/loan
23
49 SBA loans · $24.9M total15 states
avg $509K/loan
24
90 SBA loans · $22.1M total15 states
-64.7% YoYavg $246K/loan
25
20 SBA loans · $6.5M total13 states
avg $325K/loan
26
40 SBA loans · $14.4M total15 states
-60.0% YoYavg $359K/loan
27
111 SBA loans · $26.9M total15 states
0.0% YoYavg $243K/loan
28
21 SBA loans · $2.8M total11 states
+16.7% YoYavg $134K/loan
29
21 SBA loans · $5.5M total13 states
avg $260K/loan
30
32 SBA loans · $6.4M total15 states
avg $201K/loan
31
53 SBA loans · $8.5M total15 states
-50.0% YoYavg $160K/loan
32
22 SBA loans · $10.2M total8 states
avg $466K/loan
33
33 SBA loans · $6.3M total15 states
+20.0% YoYavg $191K/loan
34
56 SBA loans · $17.8M total15 states
avg $318K/loan
35
47 SBA loans · $7.6M total15 states
avg $161K/loan
36
95 SBA loans · $24.8M total15 states
+4.5% YoYavg $261K/loan
37
24 SBA loans · $9.2M total10 states
avg $385K/loan
38
48 SBA loans · $19.5M total15 states
+50.0% YoYavg $407K/loan
39
61 SBA loans · $25.8M total15 states
avg $423K/loan
40
25 SBA loans · $4.0M total15 states
-83.3% YoYavg $161K/loan
41
50 SBA loans · $6.6M total15 states
-12.5% YoYavg $132K/loan
42
64 SBA loans · $17.9M total15 states
-54.5% YoYavg $279K/loan
43
26 SBA loans · $4.6M total13 states
0.0% YoYavg $177K/loan
44
28 SBA loans · $5.8M total14 states
avg $206K/loan
45
28 SBA loans · $3.7M total15 states
-85.7% YoYavg $131K/loan
46
42 SBA loans · $21.1M total11 states
-80.0% YoYavg $503K/loan
47
43 SBA loans · $14.5M total15 states
avg $338K/loan
48
29 SBA loans · $14.9M total15 states
avg $514K/loan
49
45 SBA loans · $10.8M total15 states
avg $240K/loan
50
76 SBA loans · $20.9M total15 states
+66.7% YoYavg $275K/loan
51
46 SBA loans · $13.4M total15 states
-40.0% YoYavg $292K/loan
52
33 SBA loans · $9.0M total13 states
-25.0% YoYavg $273K/loan
53
34 SBA loans · $9.0M total15 states
avg $266K/loan
54
51 SBA loans · $8.0M total15 states
-7.7% YoYavg $157K/loan
55
102 SBA loans · $19.6M total15 states
avg $192K/loan
56
34 SBA loans · $9.8M total14 states
avg $289K/loan
57
52 SBA loans · $9.6M total15 states
+80.0% YoYavg $184K/loan
58
53 SBA loans · $34.5M total15 states
avg $651K/loan
59
91 SBA loans · $21.3M total15 states
-50.0% YoYavg $235K/loan
60
37 SBA loans · $15.0M total15 states
avg $406K/loan
61
38 SBA loans · $10.1M total15 states
-50.0% YoYavg $267K/loan
62
76 SBA loans · $31.6M total15 states
-60.0% YoYavg $416K/loan
63
38 SBA loans · $9.7M total15 states
avg $255K/loan
64
116 SBA loans · $16.9M total15 states
+62.5% YoYavg $146K/loan
65
39 SBA loans · $6.1M total15 states
avg $158K/loan
66
20 SBA loans · $3.3M total10 states
avg $166K/loan
67
20 SBA loans · $7.3M total14 states
avg $366K/loan
68
40 SBA loans · $6.5M total13 states
-81.8% YoYavg $163K/loan
69
40 SBA loans · $32.8M total15 states
avg $820K/loan
70
20 SBA loans · $6.3M total9 states
avg $313K/loan
71
40 SBA loans · $17.5M total15 states
avg $437K/loan
72
20 SBA loans · $2.8M total14 states
avg $141K/loan
73
21 SBA loans · $2.6M total13 states
avg $124K/loan
74
21 SBA loans · $67.1M total10 states
avg $3.2M/loan
75
21 SBA loans · $4.9M total14 states
avg $235K/loan
76
83 SBA loans · $23.3M total15 states
+50.0% YoYavg $280K/loan
77
87 SBA loans · $46.2M total15 states
+21.4% YoYavg $531K/loan
78
44 SBA loans · $7.5M total15 states
avg $169K/loan
79
22 SBA loans · $4.9M total5 states
-20.0% YoYavg $224K/loan
80
22 SBA loans · $4.6M total10 states
avg $211K/loan
81
22 SBA loans · $6.0M total13 states
avg $271K/loan
82
89 SBA loans · $35.0M total15 states
-60.0% YoYavg $394K/loan
83
47 SBA loans · $19.8M total15 states
+62.5% YoYavg $421K/loan
84
23 SBA loans · $8.0M total12 states
avg $347K/loan
85
24 SBA loans · $21.1M total11 states
avg $878K/loan
86
48 SBA loans · $14.0M total12 states
-60.0% YoYavg $293K/loan
87
24 SBA loans · $19.4M total12 states
avg $809K/loan
88
74 SBA loans · $26.1M total15 states
-15.4% YoYavg $353K/loan
89
25 SBA loans · $8.0M total14 states
avg $321K/loan
90
25 SBA loans · $5.5M total10 states
avg $218K/loan
91
101 SBA loans · $61.5M total15 states
-50.0% YoYavg $609K/loan
92
25 SBA loans · $16.5M total11 states
avg $659K/loan
93
25 SBA loans · $6.3M total3 states
avg $253K/loan
94
26 SBA loans · $10.5M total15 states
avg $404K/loan
95
79 SBA loans · $20.3M total15 states
-72.7% YoYavg $257K/loan
96
52 SBA loans · $7.2M total15 states
avg $138K/loan
97
79 SBA loans · $14.8M total15 states
0.0% YoYavg $188K/loan
98
52 SBA loans · $9.5M total15 states
avg $182K/loan
99
80 SBA loans · $29.8M total15 states
+36.8% YoYavg $373K/loan
100
109 SBA loans · $20.0M total15 states
-40.7% YoYavg $184K/loan